نحو تعزيز تمويل المشروعات الصغيرة والمتوسطة من خلال التمويل الجماعي وإقراض النظير للنظير

Toward Enhanced SME’s Financing Through Crowdfunding and Peer- to- Peer Lending

الملخص

This Study aims to know the extent to which Crowdfunding and Peer-to-Peer Lending can bridge
the financing gap of Small and Medium-Sized Enterprises, Especially in light of rejection of it by
traditional lending and financing Agencies, In addition to what these new alternatives know of a
qualitive leap at the international level, the descriptive and analytical methods was relied upon as
required by the nature of the topic, the research paper concluded that crowdfunding is witnessing
a high development in the largest Global Economies, Algeria also recorded its first steps of some
digital Platforms, Moving to the leader role of peer-to-peer lending in order to support SME’s .