التمويل الإسلامي في أفريقيا: الفرص والتحديات "دول الشمال الأفريقي نموذجا"

Islamic Finance in Africa: Challenges and Opportunities: (North African Countries as a model)

Abstract

North African countries are the leading incubators of Islamic finance, despite their humble
enlargement and the decline of this industry in many countries. This study aims to track and assess
the situation of the Islamic finance industry in this region of the globe to identify the declining
reasons, by focusing on the reality of Islamic finance origins and evolution, the considering
available opportunities and the challenges that increase the need for rethinking in the existing
experience of the Islamic financial industry in some of those countries. which include Islamic
banks, Islamic Sukuk, and Takaful insurance, In terms of size, status, opportunities, and challenges.
The study provided a situation assessment and concluded that many opportunities are available for
Islamic finance in those countries as well as challenges of the legislation Acts, and governing laws.
and recommended further investigation of the declining reasons.