دور وسائل الدفع الإلكتروني في التخفيف من المخاطر المالية والمصرفية دراسة تطبيقية على بعض المصارف اليمنية - -

The role of E – payment methods in mitigating financial and banking risks- practical study on some Yemeni banks

Abstract

This study aimed to identify the reality of electronic payment methods and its role in mitigating financial and banking risks through applied to Yemeni banks. The study depends on analytical descriptive approach to analyzing the data of the study. The study population also consisted of a group of workers in some Yemeni banks, whose number is (6) banks. And through Statistical treatment. The study reached a set of results. Electronic payment methods contributes to increasing the mitigation of financial and banking risks in Yemeni banks by (.783), And there is a significant impact of the use internet banking and electronic payment cards in Yemeni banks in mitigating financial and banking risks, the size of the effect of each of them reached (67%), (63%),Also There is a slight impact of using electronic money wallets in mitigating financial and banking risks in Yemeni banks, the size of their effect reached (48%),And Weak of banking awareness in the use of electronic payment methods by Yemeni bank customers, the degree of awareness reached (63%).